Chapter 7 Bankruptcy

Credit card bills, car loans, home mortgages and medical expenses are all types of debt that have a way of mounting up and turning into a financial nightmare. Fortunately, you may be able to find debt relief through Chapter 7 bankruptcy.

Let Freeburg Law Firm, LPA, help you learn how. Since 2000, founding lawyer Toni Freeburg has been helping individuals throughout the Cleveland metro area eliminate their insurmountable debt through the Bankruptcy Code.

Is Chapter 7 bankruptcy right for you? Our Ohio law firm can help you understand the benefits of bankruptcy and how it will affect your life. Contact us today to get started.

What Is Chapter 7 Bankruptcy?

In Chapter 7 bankruptcy — also known as liquidation bankruptcy — a person can eliminate debt involving medical bills, credit cards, personal loans and utility bills. While most debt is dischargeable through Chapter 7 bankruptcy, some debt cannot be discharged, including:

  • Student loans
  • Child support
  • Most taxes

One of the most common bankruptcy myths about Chapter 7 is that you will lose all of your property and assets when you file. In reality, there are exemptions that apply to most personal property, including houses, cars, household items and retirement accounts. That means that individuals often keep their homes and other valuable possessions.

While a majority of people are eligible for Chapter 7 bankruptcy, some individuals would better benefit from filing Chapter 13 bankruptcy. Our firm can help you understand whether or not you qualify to file for Chapter 7, according to the means test, and if it will suit your needs.

Benefits Of Chapter 7 Bankruptcy

Cleveland Chapter 7 bankruptcy attorney Toni Freeburg will walk you through the entire process, ensuring that you understand the legal steps and what kind of effect it will have on your finances. Our goal is to help relieve you of the stress you feel and get you in the best financial position possible to confidently move on with your life.

Some of the best benefits to filing Chapter 7 bankruptcy include:

  • Stops creditor harassment (phone calls, letters, emails, in-person visits, lawsuits)
  • Stops home foreclosure
  • Stops wage garnishments
  • Stops liens
  • Stops utility shut-offs

Learn How We Can Help

We invite you to contact Freeburg Law Firm, LPA, toll free at 800-637-6308 for a free initial consultation regarding your bankruptcy and debt relief needs. Our law office is located in Mayfield Village, Ohio. Our business hours are Monday through Friday from 9 a.m. to 5 p.m. Evening and weekend appointments available by request.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.