Bankruptcy Alternatives

Sometimes bankruptcy is not the most beneficial option to eliminate debt for some people. At Freeburg Law Firm, LPA, we can help you understand what other debt relief alternatives there are that can help you effectively regain control of your finances.

For more than a decade, founding attorney Toni Freeburg has been successfully assisting individuals throughout the Cleveland metro area with efficient bankruptcy alternatives that have helped them put an end to their financial crises. In addition to the comprehensive Chapter 7 and Chapter 13 bankruptcy services we offer our clients, our Ohio law firm can help you with foreclosure defense and debt negotiation.

Is your home in foreclosure? You may have legal options to stop the bank from relinquishing your home. Contact our firm today to learn more.

Foreclosure Defense

Some of our clients have come to us looking for a way to stop the foreclosure on their homes without filing for bankruptcy. While they are in arrears on their home mortgage, they don't have a lot of other debt, and defending the foreclosure may serve their needs more than bankruptcy.

When this happens, our attorney will work with you to learn about the circumstances of your home foreclosure, and help you obtain court-monitored mediation with your lender to discuss a possible workout or other resolution.

Often, financial institutions will work with people to create a reorganized payment plan that will allow individuals to catch up on their mortgage while keeping their home.

Debt Negotiation

Clients who do not qualify for bankruptcy or who would prefer not to file for bankruptcy may be able to negotiate a debt settlement with their creditors outside of bankruptcy.

Individuals typically choose this alternative when they own assets that would not be protected through bankruptcy exemptions but they have enough income or assets to be able to settle their debt without paying in full.

Attorney Toni Freeburg will work closely with you to understand your situation and help you realize if debt negotiation is a plausible alternative. If so, we will contact your creditors to work out some kind of mutually agreed upon lump-sum settlement or payment plan.

You have debt relief options. Freeburg Law Firm, LPA, can help you find the best one for your situation. Whether you are in need of foreclosure defense, or you would like to learn more about debt negotiation, our team can help you.

Finding Answers For Your Debt Relief Needs

We invite you to contact Freeburg Law Firm, LPA, toll free at 800-637-6308 for a free initial consultation regarding your bankruptcy and debt relief needs. Our law office is located in Mayfield Village, Ohio. Our business hours are Monday through Friday from 9 a.m. to 5 p.m. Evening and weekend appointments available by request.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.